Merlin Cycles not accepting Amex

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engsohere
Posts: 104
Joined: Sat Sep 05, 2020 11:19 pm

by engsohere

Hi all, I'm looking to make a purchase with Merlins, it appears they've stopped accepting Amex payment. Does anyone know the reason for this about-face?

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ooo
Posts: 1591
Joined: Sat May 21, 2016 12:59 pm

by ooo

Have you tried to pay with amex via paypal? Merlin accept paypal
'

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engsohere
Posts: 104
Joined: Sat Sep 05, 2020 11:19 pm

by engsohere

Thanks, that's a great solution! I'm curious how this affects their bottom line, wouldn't they have to pay fees to both Paypal and Amex for the transaction?

ooo
Posts: 1591
Joined: Sat May 21, 2016 12:59 pm

by ooo

With PayPal, shop pays PayPal fees only (no AMEX fees):
amex debit/credit (paypal payment) 2.9% + $0.30

Without PayPal, shop pays AMEX fees only:
amex credit (online payment) 2.89% + $0.15 + 1.8%
amex debit (online payment) 2.89% + $0.15 + 0.3%
amex (offline payment) 2.89% + $0.15
'

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