It's sure not a silly question - I cover the costs from the start completely by myself!
When I was only 14 (if I remember right) I get a scholarship - so called "Zios scholarship" here in Slovenia. It's for all those who are very successful in primary school and I get it and kept it during all gymnasium. You get that scholarship if you get a lot of awards etc., or 3% of the population that has the best resoults, and I had both
. So here was already some money and when I had enough I started with some of my work. First I worked with rockets - made my own fuel and rocket housing etc., and get the award as the best Slovenian young scientist..and I earned a bit again. And of course during all that time I also raced (since I was 10 years old) and was quite good and also here I earned some money. Later I get also a salary as a Continental cyclist, and here I am.
Well, I get the glooves for my work for free, because my father is a doctor and my mother is a chemists
but that's all, because I don't want to get "money for free".
EDIT: Also for my workshop I bought all the equipment etc. by myself,...
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