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 Post subject: Bike insurance
PostPosted: Tue Jul 17, 2012 1:56 pm 
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Joined: Mon Jun 28, 2010 3:28 pm
Posts: 65
Is Marks & Spencer the only home insurance provider that you get maximum value cycle cover with your home insurance ?


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 Post subject: Bike insurance
Posted: Tue Jul 17, 2012 1:56 pm 


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 Post subject: Re: Bike insurance
PostPosted: Tue Jul 17, 2012 4:57 pm 
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Joined: Wed Oct 31, 2007 10:32 pm
Posts: 8398
Location: Los Feliz, Los Angeles, California
Would you be a little bit more specific to your location/country? This would help the discussion greatly. :thumbup:

Despite using English as the primary language here, this is a very international forum. Many people tend to forget that.

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 Post subject: Re: Bike insurance
PostPosted: Tue Jul 17, 2012 5:17 pm 
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Joined: Fri Dec 24, 2010 9:37 pm
Posts: 1273
Location: it's raining, it must be uk
for m&s, presumably this is uk

m&s *was* about the best deal, but they changed terms for new policies so there may be others that are better now

but if you have an original m&s policy, it's excellent


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 Post subject: Re: Bike insurance
PostPosted: Wed Jul 18, 2012 12:58 am 
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Joined: Sun Mar 27, 2011 10:01 pm
Posts: 96
M&S changed it to 1,000 GBP max now unless you specify the bike in the policy and I guess that will pump up the premiums.

I had a bike nicked along with a pair of cosmic carbones - M&S paid out with no fuss, although it did take 2 months due to the bike shop they use (wheelies direct - terrible place, avoid if possible).


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 Post subject: Re: Bike insurance
PostPosted: Wed Jul 18, 2012 8:57 pm 
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Joined: Sun Mar 27, 2011 8:16 pm
Posts: 443
M&S won't cover over a certain value, and once you've had the conversation with them about the bikes value they will invalidate ALL of your cover, if the bike is 10K+.

Hiscox on the other hand are much better.


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